Populus Financial Group, Inc. Apps

Porte is the mobile banking experience built for you. We’vecombineduser feedback with the most popular banking features sothat you’reable to manage your money your way. With no monthlyaccount fees⁴,charitable giving ⁵, and Direct Deposit that paysyou up to 2 daysfaster³, you’re on your way to financial freedom.Some of the manyreasons why Porte should be your first choice: •No monthly accountfee⁴ • Premium matte black Porte VisaⓇ debitcard • Faster Pay- Getpaid up to 2 days faster with DirectDeposit³ • Got cash? Add moneyat over 130,000 convenient reloadlocations⁶ • Open an OptionalSavings Account with up to 3.00% APY¹• No ATM fees at over 30,000MoneyPass® ATMs² • Lock/unlock yourcard all within the app •Real-time balance notifications⁷ •Charitable giving⁵ Download todayand get ready for a bankingexperience built around you. ForCalifornia residents, clickhere(https://www.portebanking.com/privacy/ca/) to learn whatpersonalinformation we collect and how it is used. ¹ The optionalSavingsAccount linked to your PORTE deposit account is madeavailable toAccountholders through MetaBank, N.A., Member FDIC. Toopen aSavings Account, consent to receive communications from usinelectronic form is required. Interest is calculated on theAverageDaily Balance(s) of the Savings Account and is paidquarterly. • Ifthe Average Daily Balance is $15,000.00 or less, theinterest ratepaid on the entire balance will be 2.97% with anannual percentageyield (APY) of 3.00%. • If the Average DailyBalance is more than$15,000.00, the interest rate paid on theportion of the AverageDaily Balance which exceeds $15,000.00 willbe 0.49% with an APY of0.50%, and the interest paid on the portionof the Average DailyBalance which is $15,000.00 or less will be2.97%. The APY for thistier will range from 3.00% to 0.50%,depending on the balance inthe account. The interest rates and APYsof each tier may change.The APYs were accurate as of 2/1/2020. Nominimum balance to openSavings Account or obtain the yield(s).However, you must receivedirect deposit(s) totaling at least $1,000within one (1) calendarmonth to be eligible to open a SavingsAccount. Savings Accountfunds are withdrawn through the PorteAccount (maximum 6 suchtransfers per calendar month) andtransaction fees could reduce theinterest earned on the SavingsAccount. ² No ATM owner surcharge orATM Cash Withdrawal Fees fordomestic ATM withdrawals at MoneyPass®ATMs (“in-network ATMs”).Visit the Porte Mobile App for a list ofin-network ATMs. All otherATMs may apply an owner’s surcharge feein addition to the ATM CashWithdrawal Fee disclosed in yourDeposit Account Agreement. BalanceInquiry Fees apply. ³ Based oncomparison of our ACH processingpolicy vs. posting funds atsettlement. ⁴ Other fees may apply. Seeyour Deposit AccountAgreement for details. ⁵ After selecting acharity through yourMobile App, Populus will donate 0.05% of everydebit card purchasetransaction, subject to certain terms andconditions, made withyour Porte Debit Card to a charity selected byyou through theMobile App. Netspend, MetaBank, N.A., and Visa arenot affiliatedin any way with this offer and do not endorse orsponsor thisoffer. ⁶ Fee may be assessed by reload location and mayvary fromlocation to location. ⁷ No charge for this service, butyourwireless carrier may charge for messages or data. PORTE isadeposit account established by MetaBank®, NationalAssociation,Member FDIC. Certain products and services may belicensed underU.S. Patent Nos. 6,000,608 and 6,189,787.